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Posted on: May 24, 2022
After the global economy was put on life support during the pandemic, OCEN sparked a lot of interest in the financial world. It was first introduced as part of IndiaStack in 2020 by Infosys CEO Nandan Nilekani and is still
Learn MorePosted on: May 24, 2022
Consumers are being empowered by fintech companies to take control of their financial lives. They are increasing financial literacy by raising financial awareness. It is destroying the monopoly that traditional banks once had by making it easier for consumers to
Learn MorePosted on: April 20, 2022
Financial services in India are seeing unprecedented unbundling of products and services. Historically, financial institutions such as banks were in charge of the full lending value chain, including acquisition, appraisal, and capital. Throughout the lifecycle of a loan, borrowing was
Learn MorePosted on: February 28, 2022
Smart contracts are becoming more and more popular with every passing day. Smart Contracts are the future of the 300 billion dollar insurance industry as they can completely transform how the insurance sector works. Smart contracts are essential for the
Learn MorePosted on: February 28, 2022
There is no denying the fact that India is starved of formal, affordable credit. The traditional credit flow is inefficient for decades. A multitude of reasons such as collateral baggage, small-sized credit requirements, high credibility, and more have hampered sectors like
Learn MorePosted on: February 28, 2022
Amid the web 3.0 and digital tokens (crypto and bitcoin) being trumpeted as the next iteration of the internet, uncollateralized lending is no longer a far-out term. It has gained traction with the rapid growth of cryptocurrencies. The global crypto
Learn MorePosted on: January 12, 2022
Over the last decade, Indians witnessed several notable changes in every sector. Digitization of almost all the sectors was happening pretty fast and the pandemic kind of boosted that process a lot more. From buying groceries to shopping for festivals,
Learn MorePosted on: December 16, 2021
The constant innovation and up-gradation of technology have already started a huge revolution in all the business sectors. When it comes to keeping savings in a bank account, people were quite skeptical about trusting the banking bodies even around a
Learn MorePosted on: December 15, 2021
Whether you are thinking of getting a certain device from Amazon or if you are thinking of watching a new series on Netflix, whatever you look for in the search engines is saved. You keep on seeing pop-ups and advertisements
Learn MorePosted on: November 20, 2021
Consider the situation when you require a small loan that banks and other financial institutions are unable to provide due to a lack of credit history. Imagine a financial app that checks your timely bill payments and provides you with
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