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Posted on: April 20, 2022
The Reserve Bank of India has recently released digital banking units (DBU) establishment norms. This comes after the finance minister announced the objective of establishing 75 DBUs in 75 districts to observe 75 years of independence of the nation. In
Learn MorePosted on: April 20, 2022
B2B marketplaces are experiencing a radical change, where sectors like retail and e-commerce have marked significant uptake. Evolution of UPI, the introduction of account aggregators, OCEN, and what’s next? Embedded Financing! Embedded finance is the rapid developmental wave that has
Learn MorePosted on: April 20, 2022
OCEN, which has been in the news for a long time, has been called the next big thing in lending. The main goal of OCEN, which is pronounced O-Ken, is to put in place a set of frameworks and rules
Learn MorePosted on: April 20, 2022
Financial services in India are seeing unprecedented unbundling of products and services. Historically, financial institutions such as banks were in charge of the full lending value chain, including acquisition, appraisal, and capital. Throughout the lifecycle of a loan, borrowing was
Learn MorePosted on: February 28, 2022
There was contempt regarding the digital lending rules and regulations that can cause constriction over the digit lending process. The parliament passed the digital lending laws. The central bank has been dealing with the consequences of the regulations of the
Learn MorePosted on: February 28, 2022
Nowadays, phones play an essential role in our lives. When not having identity cards with us, we show our virtual cards or fire up Facebook, LinkedIn, or online banking apps. It acts as a massive part of our lives. Surviving
Learn MorePosted on: February 28, 2022
The advent of Covid-19 has made us all realize how significant digital transformation is. It has altered the needs of everyone, customers and institutions alike. Those who were disagreeable once are now using mobile banking apps as their key source
Learn MorePosted on: January 12, 2022
With advancements in technology and policies, almost every sector started depending on AI and technology heavily. The banking sectors are in the initial stage of incorporating technology in their framework but digital lending practices are already taking over the market
Learn MorePosted on: October 25, 2021
In India, digital lending has progressed far beyond account aggregation and B2B loans. For many of India’s lending tech entrepreneurs, the Indian customer is quickly becoming the low-hanging fruit. Due to low income growth over the previous year, India’s digital
Learn MorePosted on: October 25, 2021
The seamless integration of Lending-as-a-Feature into digital platforms is referred to as Embedded Credit. Instead of redirecting clients to a third-party site, platforms can offer credit to their customers with a familiar interface at the time of demand creation. Embedded
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