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Posted on: November 21, 2021
The Reserve Bank of India (RBI) introduced the account aggregator framework on September 2, 2021, a financial data sharing system that will make financial data more accessible and give consumers control over their own financial data. By democratizing data access, this
Learn MorePosted on: November 21, 2021
After the Indian government’s long-awaited account aggregator framework went live with four Indian banks, Infosys chairman Nandan Nilekani stated that “the technology has the potential to be used across numerous use cases, similar to how the unified payments interface (UPI)
Learn MorePosted on: November 20, 2021
Consider the situation when you require a small loan that banks and other financial institutions are unable to provide due to a lack of credit history. Imagine a financial app that checks your timely bill payments and provides you with
Learn MorePosted on: August 26, 2021
All Data in One Place The advent of digitalization has been a boon for the fintech space. The potential ability to bring data together from myriad sources under one roof for effective usage has taken financial services a notch higher
Learn MorePosted on: May 22, 2021
The latest Financial Stability Report of the RBI has been curiously silent about the banking frauds. However, as the previous edition of the bi-annual Financial Stability Report revealed that the Indian banking system faced 6500 instances of fraudulent transactions amounting
Learn MorePosted on: March 24, 2021
The individual or the enterprises today have an enormous digital footprint. However, this digital footprint is in form of data spread in silos across the entire economic system right from banks, AMCs, brokers, insurance companies, telecom companies, etc. Further, there
Learn MorePosted on: February 3, 2021
Buzzword like financial inclusion has been trending for the last few years. The latest data reveal that the majority of the population globally is not served under formal financial segments. If we take the example of developed economies like the
Learn MorePosted on: September 19, 2020
Digital LendingAs per recent research, one of the major reasons for increasing credit default is the inability of the banks to predict the emerging stress in accounts that are likely to default. In several countries, regulations have progressed from rule-based
Learn MorePosted on: August 30, 2020
Portfolio optimization model background Objective: We have used the Modern Portfolio Theory (MPT) to maximize the Sharpe Ratio so that our portfolio lies on the efficient frontier. Asset class: Our model supports dynamic portfolio types. We have included both equity
Learn MorePosted on: August 27, 2020
AI in Banking and how banks are best positioned to reap the maximum benefit AI and automation technologies are transforming almost every sector. A recent analysis by PWC predicts that AI could contribute a whopping $15.7 trillion to the global
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