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Posted on: August 26, 2021
Post COVID, lenders are in a difficult situation. Non-performing loans have increased in number. As a result, default rates have risen, At the same time, loan book growth has stagnated because of lower consumer spending and investments post covid. Hence,
Learn MorePosted on: August 26, 2021
All Data in One Place The advent of digitalization has been a boon for the fintech space. The potential ability to bring data together from myriad sources under one roof for effective usage has taken financial services a notch higher
Learn MorePosted on: July 9, 2021
Level up your lending game with SMS Analytics Today, the fintech industry is pushing the agenda of digitization and tracing the digital footprints of customers who are applying for loans. The newer forms of credit rating include supervising and analyzing
Learn MorePosted on: June 29, 2021
India is one of the world’s fastest-growing economies, boasting the sixth-largest GDP and a vibrant business landscape. At the centre of this landscape are small businesses and MSMEs – between 55 million and 60 million micro, small, and medium-sized enterprises
Learn MorePosted on: June 17, 2021
If banks and other financial institutions can strategise and organise their analytical muscle, it is sure to become a true business disciplinary tool in the near future. The lending and borrowing business has been going on since the beginning of
Learn MorePosted on: May 22, 2021
The latest Financial Stability Report of the RBI has been curiously silent about the banking frauds. However, as the previous edition of the bi-annual Financial Stability Report revealed that the Indian banking system faced 6500 instances of fraudulent transactions amounting
Learn MorePosted on: February 3, 2021
Buzzword like financial inclusion has been trending for the last few years. The latest data reveal that the majority of the population globally is not served under formal financial segments. If we take the example of developed economies like the
Learn MorePosted on: September 19, 2020
Digital LendingAs per recent research, one of the major reasons for increasing credit default is the inability of the banks to predict the emerging stress in accounts that are likely to default. In several countries, regulations have progressed from rule-based
Learn MorePosted on: August 18, 2020
Fintech is a work in progress in the MENA(Middle East/North Africa) region. The GCC (Gulf Cooperation Council) countries are far ahead of their North Africa counterparts in harnessing technology for their banking, capital markets, wealth, KYC/AML, and other financial transactions.
Learn MorePosted on: August 13, 2018
The mass adoption of technology by hundreds of millions of Indians is changing the face of the country’s lending sector. In the pre-internet, pre-Aadhaar(I.e. India’s SSN) age, getting a loan meant waiting for several weeks for a credit decision. More
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