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Posted on: August 26, 2021
Post COVID, lenders are in a difficult situation. Non-performing loans have increased in number. As a result, default rates have risen, At the same time, loan book growth has stagnated because of lower consumer spending and investments post covid. Hence,
Learn MorePosted on: July 8, 2021
Meet the next BIG THING in the fintech space! Be it a business or an individual, our dependance on banks go way back to the 1750 BC. Yes, that’s how old our banking needs are. However, with the growing craze
Learn MorePosted on: June 25, 2021
It’s Time To Level Up! Digitization is ruling the world! Technology has not just advanced but has leapt. Today, by just scanning documents through our phones, we are good to go! What’s more, is that digitization has allowed us to
Learn MorePosted on: June 17, 2021
If banks and other financial institutions can strategise and organise their analytical muscle, it is sure to become a true business disciplinary tool in the near future. The lending and borrowing business has been going on since the beginning of
Learn MorePosted on: May 22, 2021
The latest Financial Stability Report of the RBI has been curiously silent about the banking frauds. However, as the previous edition of the bi-annual Financial Stability Report revealed that the Indian banking system faced 6500 instances of fraudulent transactions amounting
Learn MorePosted on: September 19, 2020
Digital LendingAs per recent research, one of the major reasons for increasing credit default is the inability of the banks to predict the emerging stress in accounts that are likely to default. In several countries, regulations have progressed from rule-based
Learn MorePosted on: August 27, 2020
AI in Banking and how banks are best positioned to reap the maximum benefit AI and automation technologies are transforming almost every sector. A recent analysis by PWC predicts that AI could contribute a whopping $15.7 trillion to the global
Learn MorePosted on: August 13, 2018
The mass adoption of technology by hundreds of millions of Indians is changing the face of the country’s lending sector. In the pre-internet, pre-Aadhaar(I.e. India’s SSN) age, getting a loan meant waiting for several weeks for a credit decision. More
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